Citi Cash Back Calendar 2024
As someone who loves to save money, I’m always on the lookout for the best credit card deals. That’s why I was thrilled when I discovered the Citi Cash Back card. Not only does it offer great rewards on everyday purchases, but it also has a cash back calendar that can help you maximize your savings.
What is the Citi Cash Back Calendar?
The Citi Cash Back calendar is a schedule of categories that earn bonus cash back each quarter. By using your Citi Cash Back card for purchases in these categories, you can earn up to 5% cash back on your spending.
For example, in Q1 2024, the bonus categories are likely to include groceries and gas. If you use your Citi Cash Back card for these purchases, you’ll earn 5% cash back on up to $1,500 in combined spending for the quarter. That’s a potential savings of $75!
How can I find the Citi Cash Back Calendar?
The Citi Cash Back calendar is typically posted online a few weeks before the start of each quarter. You can also find it in your monthly statement or by logging into your Citi account online.
What are some tips for maximizing my cash back?
Here are a few tips for getting the most out of your Citi Cash Back card:
- Plan your spending around the bonus categories. If you know that groceries and gas will be bonus categories in Q1, for example, stock up on those items during that time.
- Use your Citi Cash Back card for all your purchases. Even if a category isn’t a bonus category, you’ll still earn 1% cash back on your spending.
- Pay your balance in full each month. If you carry a balance, you’ll be charged interest that can eat into your savings.
What events and festivals are included in the Citi Cash Back Calendar 2024?
While the Citi Cash Back calendar focuses on spending categories, there are still plenty of events and festivals that can help you save money throughout the year. Here are a few notable ones:
- New Year’s Day (January 1)
- Memorial Day (May 27)
- Independence Day (July 4)
- Labor Day (September 2)
- Thanksgiving Day (November 28)
- Christmas Day (December 25)
What are some ways to save money during these events and festivals?
Here are a few tips for saving money during these events and festivals:
- Look for sales and discounts on items you need, such as holiday decorations or summer clothing.
- Plan your travel in advance to take advantage of early bird deals.
- Cook at home instead of dining out to save money on holiday meals.
- Use your Citi Cash Back card for purchases to earn cash back on your spending.
FAQs
How do I sign up for the Citi Cash Back card?
You can apply for the Citi Cash Back card online or by visiting a Citi branch. You’ll need to provide personal and financial information, as well as proof of income.
Is there an annual fee for the Citi Cash Back card?
No, the Citi Cash Back card does not have an annual fee.
Is there a limit to how much cash back I can earn?
Yes, there is a limit to how much cash back you can earn in each bonus category. The limit is typically $1,500 in combined purchases per quarter.
How do I redeem my cash back rewards?
You can redeem your cash back rewards for statement credits, direct deposits to your bank account, or gift cards. You can also use your rewards to pay for purchases directly on your Citi Cash Back card.
Overall, the Citi Cash Back card and calendar can be a great way to save money on everyday purchases and special events. By following the tips and strategies outlined in this article, you can make the most of your card and maximize your cash back rewards.